CREDAI Demands Loan Restructuring, Lower GST, Dedicated Fund For Stalled Housing Projects

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    The Indian real estate sector is undergoing through an acute liquidity crunch and requires one-time restructuring of loans as well as a dedicated fund for the completion of stalled housing projects. These and some other demands were raised by CREDAI (Confederation of Real Estate Developers’ Association of India) at its second edition of the New India Summit held in Mysore, Karnataka.

    The 2-day summit was attended by over 1000-member developers and experts from the real estate sector from across the country. The summit was inaugurated by Union Minister of Skill Development and Entrepreneurship Ananth Kumar Hegde. CREDAI  is the apex body for private real estate developers in India, representing over 12,000 developers through 23 states and 204 city chapters across the country.

    Some of the issues raised in the CREDAI summit for the betterment of the Indian realty sector are as follows:

    • CREDAI recommends a one-time restructuring of all real estate loans to enable the sector to emerge successfully from the multiple transitions, as per Financial Express.
    • In view of real estate being subject to both GST and stamp duties, there is a case that the rate of GST on real estate, which stands at 12 per cent, needs to be reduced to 8 per cent across all segments and not just for houses of up to 60 square metres.
    • The current land abatement rate of 33 per cent is also not adequate in case of metros where land costs up to 70 per cent of the total cost of the unit.
    • Lack of implementation of single window clearance in Indian realty space is a major reason for the delay in projects. A fast-track approval system will resolve critical operational issues in the industry and could also reduce real estate prices substantially.
    • The sector needs a last mile funding programme for stalled projects through setting up of ‘Stressed Assets Reconstruction Fund’ to ensure delivery of housing units to consumers.

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